First Quarter 2022 Financial Results

Canadian Uninsured Residential Mortgages - Q1/22 Originations FICO score Distribution 3% 2% 3% ≤650 13% 10% 11% 29% 29% 27% 46% 44% 42% 15% 13% 13% 651-700 701-750 ■Canada ■ GVA² 751-800 >800 ■GTA² Loan-to-value (LTV)1 Distribution 15% 17% 16% 10% 8% 8% 4% 5% 4% <30% CIBC 41% 40% 35% 33% 37% 27% 30 to <45% 45 to <60% 60 to ≤75% >75% ■ Canada ■GVA² ■GTA² 1 LTV ratios for residential mortgages are calculated based on weighted average. See page 27 of the Q1 2022 Quarterly Report for further details. 2 GVA and GTA definitions based on regional mappings from Teranet. • Originations of $17B in Q1/22 Average LTV1 in Canada: 66% • GVA²: 63% • GTA²: 65% First Quarter, 2022 32

View entire presentation