Scotiabank Earnings Report Q1 2019 slide image

Scotiabank Earnings Report Q1 2019

Why Invest in Scotiabank? ☑ Canada's international bank and a top 10 bank in the Americas Diversified exposure to high quality growth markets Increasing scale and market share in key markets Improving quality of earnings while reducing risk profile • • Unique footprint that provides sustainable and growing earnings and dividends Strong balance sheet, capital and liquidity ratios • Attractive dividend yield and long-term shareholder returns . Leading bank in the Pacific Alliance growth markets of Mexico, Peru, Chile and Colombia - a region of 230 million people with an under-banked market and a median age of 29 Earnings momentum in personal & commercial, wealth, and wholesale businesses Gaining market share in key markets of Canada and the Pacific Alliance countries Top 3 bank in Canada, Chile and Peru Increasing scale in Wealth and Pacific Alliance with $7B of strategic acquisitions in 2018 Approximately 80% of earnings from core personal and commercial banking businesses • Exited over 20 non-core countries and businesses since 2014 • Strong Canadian risk management culture – building stronger capabilities for AML, cyber and reputational risk Enhancing competitive advantage in technology and talent Leading levels of technology investment supports digital banking strategy. Increasing digital sales adoption with clear targets Well positioned in the Pacific Alliance to leverage technology, risk management and funding versus local and global competitors • Named to Top 25 "World's Best Workplaces" (2018) 8 Scotiabank®
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