Financial Results Presentation Q2

Financial Results Presentation Material 3 Merpay—A Single Wallet . A single wallet for payment, credit, and Growing Wallet. Payment Various payment methods available: iD payment, code payment, and virtual card Virtual Card Input a number メルベイスマート払い 1234 5678 9012 3456 01/23 CVC2 123 MERPAY MEMBER Credit Various services that utilize unique credit based on behavior history such as usage history on Mercari Lump-Sum Payment Pay for everyday purchases all at once the following month Fixed-Amount Payment Treat yourself now and pay over several months at a fixed amount of your choice Growing Wallet Started services allowing users to use their Merpay balance for asset management and more Asset Management mercari iD Payment Hold your phone over a reader Pay Code Payment Scan the code OXXO 回临 1,000 Smart Money Borrow when needed and repay flexibly: interest rates fluctuate depending on the borrower's usage of Mercari M Pay ¥ 23 23

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