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Investor Presentaiton

Agenda - Review of performance and business outlook UBL Sr. No Description Slide 1 UBL - A strong legacy 2 Market Landscape in 2019 31 801 3 Customer Acquisition - build outreach to serve wider economy 10 4 Digital - Revolution in the making, UBL in the forefront 13 5 Credit Cycle - a word of caution with consolidation 16 6 Risk Mitigation and reserving 18 7 Overview of Financial Performance 22 22 UBL Performance Overview - 9M 2019 2

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