3Q 2023 INVESTOR PRESENTATION

9M 2023 P&L Highlights Net income for 9M 2023 grew by 28% YoY from 27% funded income growth Total Operating Income (SARmn) Total Operating Expenses (SARmn) مصرف الإنماء alinma bank Net Income (SARmn) +34% +22% +10% 2,437 2,541 1,191 1,324 1,100 2,075 2,148 2,179 1,072 1,072 1,225 974 989 970 860 3Q 22 QoQ III 4Q 22 1Q 23 2Q 23 3Q 23 3Q 22 4Q 22 1Q 23 2Q 23 3Q 23 3Q 22 4Q 22 1Q 23 2Q 23 3Q 23 +3% +1% +12% +4% QoQ +22% -8% -3% -0% QoQ -13% +13% +26% +8% 9M 23 Funded Income 9M 23 Non-Funded Income 9M 23 Net Income 9M 23 Net Profit Margin 9M 23 Cost to Income Ratio 9M 23 ROE SARmn 5,600 +27% YoY 3Q 2023 INVESTOR PRESENTATION SARmn 1,557 SARmn 3,519 3.81% +10% YOY +28% YOY +22bps YOY 31.7% -2.9ppts YoY 17.0% +292bps YoY 21/48

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