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Investor Presentaiton

Source: Financial Services Authority (OJK) 10 10 Jan-19 Apr-19 20 Jul-19 30 Oct-19 50 40 IDR Tn 60 Jan-20 Apr-20 Jul-20 Oct-20 Outstanding Loan LOAN The outstanding loan of P2PL Fintech remained steady and stood at IDR51.03 Tn or grew by 63.47% (yoy) as of January 2023. Jan-21 Growth Fintech (Peer to Peer Lending and Securities Crowdfunding) Peer to Peer Lending (P2PL) Fintech intermediation grows with a manageable NPL ratio and Securities Crowdfunding fundraising continues to rise. Apr-21 Jul-21 Oct-21 The total number of investors and issuers in Securities Crowdfunding increased and stood at 142,738 and 361, respectively, as of 28 February 2023. Jan-22 Apr-22 Jul-22 YoY 10% 200% 51,03 8% 150% 63,47% 100% 6% 50% 4% 0% 2% -50% -100% 90 0% Oct-22 Jan-23 Jan-20 Mar-20 May-20 Jul-20 Sep-20 Nov-20 In January 2023, the Non-Performing Loan ratio of P2PL Fintech improved as indicated by a decline from 2.78% to 2.75%. Peer to Peer NPL Ratio IDR Bn Total Fundraising Number of Investors Number of Issuers 900 160.000 *As of 28 February 2023 800 *As of 28 February 2023 140.000 780,75 640,58 700 120.000 142.738 600 100.000 500 413,19 80.000 138.208 400 60.000 300 40.000 20.000 1.380 5.063 93-777 184,90 51.414 200 64,15 100 6,47 14 49 127 195 340 361 0 T 0 2018 2019 2020 2021 2022 2023* 2018 2019 2020 2021 2022 2023* Jan-21 Mar-21 May-21 Jul-21 Sep-21 Nov-21 Jan-22 Continuing the positive trend, the total value of SCF fundraising stood at IDR780.75 billion as of 28 February 2023. Mar-22 May-22 Jul-22 Sep-22 Nov-22 Jan-23 2,75%
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