Sterling Towers Q1 2022 Financial Performance

Key Performance Ratios Indicator Net Interest Margin Cost to Income Earnings per Share Liquidity Ratio Cost of Risk Cost of Funds Yield on Earning Assets FY 2020 Q1 2021 FY 2021 Q1 2022 7.7% 6.7% 8.0% 7.4% 76.6% 78.7% 75% 76.6% 39k 8k 47k 12k 34.9% 30.2% 37.9% 31.0% 1.0% 0.9% 1.0% 1.1% 4.7% 3.2% 3.6% 3.9% 12.4% 9.9% 11.6% 11.3% Return on Average Assets (Annualized) 1.0% 0.6% 1.0% 0.9% Post-Tax Return on Average Equity (Annualized) 8.8% 6.6% 9.7% 9.8% Sterling Towers Pre-Tax Return on Average Equity (Annualized) 9.7% 6.9% 10.4% 10.3% NPL Ratio 1.9% 1.9% 0.7% 0.8% Coverage Ratio 236.2% 231.2% 474.2% 432.4% Capital Adequacy Ratio 18.0% 16.8% 14.8% 14.7% Loans to Deposit Ratio 62.4% 60.9% 58.5% 57.3%

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