HKT 2023 Interim Results

Scaling for Web 2.0, Ready for Web 3.0 ◉ HKT Financial Services Financial Services continue steady growth for both B2B & B2C while strengthening its loyalty ecosystem ■ HKT is selected as part of a consortium participating in HKMA's e-HKD Pilot Programme Merchants HKT Services HKT | Merchant Services Comprehensive e-payment solution targeting local SMEs Foster digital economy, drive adoption and lower costs for SME with special rate 8,000+ subscriptions to our merchant payment solutions as at June 2023, increase of 20% YoY Consumers HKT S TOPGO Growing transactions with a solid base of young & tech-savvy segment Accounts expanded to 3.71M as at June 2023, an increase of 5% YoY With the positive impact of CVS, non-CVS spending rose by 9% YoY Leveraging extensive MasterCard UnionPay UnionPay and FPS networks to enable travel across China and international destinations, travel-related transactions more than doubled YoY Beginning structural integration of Financial Services offerings into The Club's ecosystem: Introduced Club Points features TOP.GO Merchant Introduced Club Mini Shop within Tap & Go to strength loyalty and shopping proposition into Smart POS HKT Services CLUB HKTⓇ | HKT 2023 Interim Results a PCCW Group member 18

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