Bakkt Results Presentation Deck

KEY HIGHLIGHTS / PARTNERSHIP UPDATES Crypto Connect: Working closely with Fiserv to bring our platform to market o Recent launch in Fiserv AppMarket Strong partnership and collaboration with our joint engineering and go-to-market teams o Conducted training for Fiserv relationship managers on Bakkt® Crypto Connect Go to market preparation on other Bakkt crypto products (rewards, payouts) in progress o Ongoing engagement to raise general awareness of our platform bakkt fiserv. Platforms Categories Atlas Newly Added These apps have been topping Appmarket charts. Atlas Business Lending By StreetShares Candidly By Candidly Atlas Business Lending, offered by Fiserv in partnership with StreetShares, is a rapidly enabled and complete end-to-end digital business lending solution for small business banking teams. CLEARTOUCH DNA PRECISION PREMIER SIGNATURE Lending Candidly enables financial institutions to deliver a whit labeled, data-intelligent student debt management solution and unlock financial wellness for the 47.9 million who have student loans. b b Bakkt® Crypto Connect With Bakkt Enable your accountholders to buy, sell and hold bitcoin and ether on a secure and regulated platform. CLEARTOUCH PREMIER Cryptocurrency PRECISION Bakkt® Crypto Co With Bakkt Enable your account buy, sell and hold bit ether on a secure anb regulated platform/ 2: Candidly By Candidly Candidly enables financial institutions to deliver a white-labeled, data- intelligent student debt management solution and unlock financial wellness for the 47.9 million who have student loans. CLEARTOUCHDNA PRECISION PREMIER SIGNATURE Debt Management, Student Loans USD Bakkt® Crypto Connect With Bakkt NYDIG Sign In Enable your accountholders to buy, sell and hold bitcoin and ether on a secure and regulated platform. NYDIG By NYDIG See More Ⓒ Fiserv has entered into a partnership with NYDIG, which helps to bring Bitcoin everywhere that people bank. PRECISION Cryptocurrency 10 10

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