Clover Health Investor Day Presentation Deck

Go To Market Strategy Medicare Advantage Direct Contracting B2B Contract with physicians to adopt the Clover Assistant platform B2B Claims alignment automatically attributes a portion of a contracted physician panel as lives & + B2C Acquire Medicare Advantage members through direct to consumer channels B2C Voluntary alignment via Medicare beneficiaries electing to align with Clover's DCE Lives managed require both B2B and B2C acquisition Lives managed largely captured via B2B with about 60-75% of 2021 lives expected to be attributed via claims 27

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