First Busey Results Presentation Deck
4Q23 Earnings Investor Presentation
Robust Capital Foundation
1
Tangible Common Equity ¹ & CET1 Ratios
$ in millions
12.0%
$791
6.6%
2022 Q4
$ in millions
9.5%
$1,156
12.2%
2022 Q4
Leverage Ratio
$845
7.1%
2023 Q1
TCE
9.7%
2
$1,178
2023 Q1
Tier 1 Capital
12.4%
$851
7.2%
2023 Q2
TCE Ratio
9.9%
First Busey Corporation | Ticker: BUSE
$1,198
12.5%
$841
7.1%
2023 Q3
2023 Q2
Leverage Ratio
10.1%
$1,218
CET1 Ratio
2023 Q3
13.1%
2
$925
7.8%
2023 Q4
10.1%
$1,230
4.0%
2023 Q4
Non-GAAP calculation, see Appendix | 2 4Q23 capital ratios are preliminary estimates
Min Ratio
Total Capital Ratio
$ in millions
$1,458
$554
16.1%
$904
2022 Q4
$1,487
$580
$ in millions
16.4%
$907
Capital Ratio
Minimum Well
Capitalized Ratio
Amount of Capital
Well Capitalized
Minimum
2
$1,507
$597
Excess over Well
Capitalized Minimum
16.6%
2023 Q1
Well Cap Min
Total Capital Ratio
$910
2023 Q2
13.1 %
Consolidated Capital as of 12/31/23²
Common
Equity Tier 1
Ratio
6.5 %
$1,156
$574
$1,528
$614
$582
16.7%
$914
2023 Q3
Excess over Min
Min Ratio
Tier 1 Capital
Ratio
13.9 %
8.0 %
$1,230
$706
$524
$1,540
$657
17.4%
$883
10.0%
2023 Q4
26
Total Capital
Ratio
17.4 %
10.0 %
$1,540
$883
$657
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