UBS Results Presentation Deck

Global Wealth Management USD m, except where indicated Total revenues Net interest income Recurring net fee income Transaction-based income Other income Credit loss expense / (release) Operating expenses Profit before tax Cost / income ratio Invested assets, bn Deposits, bn Loans, bn 3Q23 underlying 5,492 1,648 2,886 939 19 2 4,370 1,119 80% 3,617 440 283 3Q23 reported 5,810 1,946 2,886 959 19 2 4,801 1,007 83% 3,617 440 283 3Q23 underlying vs 2Q23 estimated underlying USD bn Total revenues CLE Operating expenses Profit before tax 5.5 UBS 1 From 4Q23, net new fee generating assets to be disclosed including Credit Suisse Wealth Management 0.2 4.6 0.8 2Q23 5.5 0.0 4.4 1.1 3Q23 Total revenues 5,492m, broadly stable on higher recurring net fee income, offset by lower NII Credit loss expense 2m Operating expenses 4,370m, down ~0.2bn Net new money +21.5bn, positive across all regions Net new fee generating assets +21.3bn excluding Credit Suisse¹, positive in all regions. Net new deposits +24.9bn driven by inflows into fixed-term and savings products Loans (3%) with deleveraging in all regions 17

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