J.P.Morgan 2Q23 Investor Results
JPMORGAN CHASE & CO.
CREDIT-RELATED INFORMATION, CONTINUED
(in millions, except ratio data)
NONPERFORMING ASSETS (a)
Consumer nonaccrual loans
Loans retained
Loans held-for-sale and loans at fair value
Total consumer nonaccrual loans
Wholesale nonaccrual loans
Loans retained
Loans held-for-sale and loans at fair value
Total wholesale nonaccrual loans
Total nonaccrual loans (b)
Derivative receivables
Assets acquired in loan satisfactions
Total nonperforming assets
Wholesale lending-related commitments (c)
Total nonperforming exposure
NONACCRUAL LOAN-RELATED RATIOS
Total nonaccrual loans to total loans
Total consumer, excluding credit card nonaccrual loans to
total consumer, excluding credit card loans
Total wholesale nonaccrual loans to total
wholesale loans
$
$
Jun 30,
2023
3,784
481
4,265
2,593
415
3,008
7,273
286
279
7,838
332
8,170
0.56%
1.04
0.43
$
Mar 31,
2023
3,843
452
4,295
2,211
389
2,600
6,895
291
232
7,418
401
$ 7,819
0.61 %
1.38
0.41
$
Dec 31,
2022
3,874
451
4,325
1,963
432
2,395
6,720
296
231
7,247
455
$ 7,702
0.59%
1.39
0.37
JPMORGAN CHASE & CO.
$
Sep 30,
2022
3,917
461
4,378
1,882
414
2,296
6,674
339
230
7,243
470
$ 7,713
0.60%
1.40
0.37
$
$
Jun 30,
2022
4,186
486
4,672
2,083
407
2,490
7,162
447
236
7,845
397
8,242
0.65 %
1.47
0.40
Jun 30, 2023
Change
Mar 31,
2023
(2)%
6
(1)
17
7
16
5
(2)
20
6
(17)
4
Jun 30,
2022
(10)%
(1)
(9)
24
2
21
2
(36)
18
(16)
(1)
(a) At June 30, 2023, March 31, 2023, December 31, 2022, September 30, 2022 and June 30, 2022, nonperforming assets excluded mortgage loans 90 or more days past due and insured by U.S. government agencies of $215 million, $263 million, $302 million, $362 million and $453
million, respectively. These amounts have been excluded based upon the government guarantee. In addition, the Firm's policy is generally to exempt credit card loans from being placed on nonaccrual status as permitted by regulatory guidance. Refer to Note 12 of the Firm's 2022
Form 10-K for additional information on the Firm's credit card nonaccrual and charge-off policies.
(b) Generally excludes loans that were under payment deferral or other assistance, including amendments or waivers of financial covenants, in response to the COVID-19 pandemic.
(c) Represents commitments that are risk rated as nonaccrual.
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