Affirm Results Presentation Deck

Platform Portfolio Loans - Remaining Term Length Weighted average remaining term of Total and On Balance Sheet Platform Portfolio (in months), as of quarter end date affirm 19 13 FY Q4'20 Notes: 1. 2. 3. 19 16 FY Q1'21 18 15 FY Q2'21 17 16 FY Q3'21 Total Platform Portfolio 16 12 FY Q4'21 Total Platform Portfolio includes loans owned by Affirm and third parties, on balance sheet portfolio includes loans owned by Affirm Excludes loans made internationally via Affirm or legacy Paybright business and excludes Returnly transactions Metrics are unaudited 15 11 FY Q1'22 14 On Balance Sheet Platform Portfolio 9 FY Q2'22 14 9 FY Q3'22 13 00 8 FY Q4'22 21

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