Affirm Investor Event Presentation Deck

How we monetize GMV Revenue sources in $ million and total revenue as a % of GMV AFFIRMI 2023 $231 10.2% $262 Metrics are unaudited. 10.5% 3FQ'21 4FQ'21 % of GMV $269 9.9% $361 8.1% $355 Network revenue 9.1% $364 8.3% 1FQ'22 2FQ'22 3FQ'22 4FQ'22 Interest income Gain on sales of loans $362 8.2% $400 7.1% 7% Growth $381 8.2% 1FQ'23 2FQ'23 3FQ'23 Servicing income affirm 10

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