UBS Results Presentation Deck

IFRS 9 credit loss (expenses) /releases Credit loss (expenses) / releases m 3Q21 Global Wealth Management. Personal & Corporate Banking Asset Management Investment Bank Group Functions Total Financial instruments in scope of ECL requirements¹ Stage 1 & 2 9 (1) O 2 O 11 Stage 1: 800.8bn Stage 2: 25.6bn Stage 3 2 8 oc 0 (7) 0 o m 3.2bn Total 11 7 0 (5) 0 14 829.7bn Stage 1 & 2: 11m net credit loss releases Management overlay given continued macroeconomic uncertainty: 219m, +36m QoQ Stage 3: 3m net credit loss releases UBS Refer to the "Expected credit loss measurement" section of the 3Q21 report for more information; 1 Gross on- and off-balance sheet instruments 25

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