Affirm Results Presentation Deck

Share-Based Payment Expense $110 $17 $42 $51 FY Q1'22 Notes: 1. Metrics are unaudited affirm) 2. Dollars in millions $176 $65 $6 $17 $42 $46 $217 3. Amounts above are included in Operating Expenses $92 $10 $17 $29 $69 $230 $98 $10 $12 $27 $84 FY Q2'22 FY Q3'22 Employee Stock-Based Compensation Shopify Commercial Agreement Asset Amortization Amazon Enterprise Warrant Vesting FY Q4'22 $248 $109 $10 $9 $27 $93 FY Q1'23 $269 $128 $11 $9 $27 $94 FY Q2'23 $220 $94 $10 $9 $20 $87 FY Q3'23 $214 $91 $10 $9 $20 $84 FY Q4'23 CEO Value Creation Award Amazon Commercial Agreement Asset Amortization $228 $96 $10 $9 $20 $93 FY Q1'24 39

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