PB Bankshares Results Presentation Deck
Percentage of Deposits Uninsured
National Mega-Banks
For the charts on the previous slide, the listed banks are derived from public Call
Report information obtained as of December 31, 2022. The more current data from
Presence Bank is as of June 30, 2023.
●
●
Presence Bank's uninsured and uncollateralized deposits were 14.1% well below the
banking system's average.
Presence Bank has deposits over $250,000 that are fully collateralized for our public
fund's customers. Presence Bank can meet the obligation of its uninsured and
uncollateralized deposits with the cash on hand and liquidity sources at
427%*.
* The Bank maintains highly liquid sources of available funds, including unused borrowing capacity with the Federal
Home Loan Bank of Pittsburgh and the Federal Reserve Bank of Philadelphia and available federal funds lines with
other banks, as well as available-for-sale debt securities with a fair value in excess of collateral obligations. At June
30, 2023, available funding from these sources totaled 427% of uninsured and uncollateralized deposits.
כןן
PRESENCEBANK.COM
PRESENCE
ΒΑΝΚ
15View entire presentation