XP Inc Results Presentation Deck

Gross Revenue (in R$ mn) Gross Revenue Retail Institutional Corporate Issuer Services Other 2022 14,036 10,157 1,919 596 699 666 2021 12,799 9,793 1,277 170 1,043 516 ΔΥΟΥ +10% +4% +50% +250% -33% +29% Highlights ■ After a very strong 2021, gross revenue expanded 10% YOY, reinforcing XP's resilience. (in R$ mn) Retail Equities Fixed Income Funds Platform Retirement Plans Cards Credit Insurance Other 2022 10,157 4,276 1,886 1,259 333 593 160 97 1,553 2021 9,793 5,390 1,619 1,300 227 180 104 60 914 XP Inc. ΔΥΟΥ +4% -21% +17% -3% +47% +229% +54% +62% +70% 13

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