Pathward Financial Investor Presentation Deck

Commercial Finance Helps Businesses Access Needed Funds Through Various Solutions 7 Working Capital Finance Ready cash for liquidity needs to new or growing companies in cyclical or seasonal industries Equipment Finance Providing access to equipment financing, through loans and leases, without sacrificing cash flows Pathward Financial, Inc. (Nasdaq: CASH) | 2023 Investor Presentation Structured Finance Assisting small and mid-sized businesses and rural borrowers with primarily SBA and USDA lending to fund growth, expansion and refinancing Insurance Premium Finance Short-term financing for purchase of property, casualty, and liability insurance premiums pathward

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