Ready Capital Investor Presentation Deck

Strategic Combination Overview ($ in billions) $6.1 $4.6 $2.6 $2.4 Starwood Blackstone Claros Mortgage Arbor Realty Property Trust Mortgage Trust Trust Trust Enhanced Capital Base $2.3 Apollo Commercial Real Estate Finance + $1.9 Pro-Forma Equity Base Ready Capital Proforma (1) $1.7 Franklin BSP Realty Trust $1.5 Hannon Armstrong Sustainable Infrastructure Capital Note: Financial data as of December 31, 2021; based on total stockholders' equity (including preferred equity) (1) Ready Capital proforma adjusts for Mosaic Merger and common stock offering completed in January ~$606 million of equity Pro-Forma Entity Highlights 1. Significant capital base to fund cycle-proven, diversified investment strategy 2. Strong balance sheet and abundant liquidity 3. Highly scalable business model $1.5 Ladder Capital Corp Scale and Operating Efficiency $1.5 TPG RE Finance Trust + READY CAPITAL. $1.5 BrightSpire Capital $1.4 $1.3 KKR Real Ready Capital Estate Finance Trust $1.0 Granite Point Mortgage Trust Shareholder Liquidity 9

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