UBS Results Presentation Deck

3Q23 underlying operating expenses 9.6bn, down 5% QOQ Operating expenses bn 10.0 2Q23 estimated underlying (0.2) GWM 0.0 P&C (0.0) AM (5%) (0.1) IB (0.1) (0.0) 9.6 2.1 11.6 NCL Group Items 3Q23 Integration- 3Q23 underlying related and reported other expenses¹ 13k Headcount reduction vs. Dec-22 pro forma² >1bn Integration-related expenses expected in 4Q UBS 1 Also includes acquisition-related costs 26m and amortization from newly recognized intangibles resulting from the Credit Suisse acquisition of 28m; 2 Includes contractors, outsourced employees and consultants 15

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