HSBC Investor Event Presentation Deck

HSBC India's starting position Revenue, $bn 1.0 2018 Lending, $bn 10.8 2018 1.2 2019 10.8 2019 +10% CAGR 1.3 2020 +8% CAGR 11.6 2020 1.4 2021 13.6 2021 1.5 2022 14.9 2022 PBT, $bn 0.6 2018 (20) Deposits, $bn ECL charge, $m 14.2 2018 0.8 2019 (10) 14.9 2019 +12% CAGR 0.7 2020 (123) +12% CAGR 20.2 2020 0.8 2021 (1) 24.5 2021 Consistent high returns and a top 5 contributor to Group PBT for the last 5 years; 1023 PBT of $0.3bn, up 37% vs. 1022 India 0.9 2022 (2) 22.6 2022 19

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