First Foundation Investor Presentation Deck

Net Loan Activity $10,585 Beginning Balance 2Q23 $10,726 Beginning Balance 4Q22 $245 Total Originations $1,199 Total Originations FIRST FOUNDATION Copyright © 2023 First Foundation Inc. All Rights Reserved ($180) Line Paydowns/ Scheduled Payments ($684) 3Q23 Loan Roll Forward Line Paydowns/ Scheduled Payments ($366) Prepayments 3Q23 YTD Loan Roll Forward ($955) ($0) Prepayments Net Charge Offs ($3) Net Charge Offs $0 Loan Sales $0 Loan Sales $0 Loans Acquired $0 Loans Acquired $10,283 Ending Balance 3Q23 $10,283 Ending Balance 3Q23 14

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