PB Bankshares Results Presentation Deck slide image

PB Bankshares Results Presentation Deck

Percentage of Deposits Uninsured National Mega-Banks Uninsured Deposits 0% sub> Silicon Valley Bank BNY MELLON STATE STREET. SIGNATURE BANK NORTHERN TRUST citibank CIBCO HSBC CITY NATIONAL BARRIC 11 FIRST REPORLIC BANK EASTWEST BANK BMO Harris Bank Comenica. Aliiance Bancorporation" Frost POPULAR UnionBank ZIONS BANCORPORATION JPMORGAN CHASE & CO usbank. SYNOVUS™ BANK WEST KeyBank FIFTH THIRD BANK Goldman Sachs Citizens- M&T Bank FIRST HORIZON. BANK OF AMERICA Huntington Uninsured Deposits 0% 109 T 10% 20% 20% PRESENCEBANK.COM 3096 30% 40% 50% 53.6% 53.1% 53.0% 52.2% 52.0% 51.4% 50.7% 50.7% 50.0% 48.4% 47.6% 47.5% 47.1% 56.3% 46.2% 46.1% 45.6% 40% 50% -60% 60.5% 60.4% 65.8% 70% 73.7% 73.1% 70.6% 70.3% 67.4% 80% 81.6% Failed companies 60% 70% 90% 100% 93.8% 92.0% 91,2% 89.3% BNY Mellon was second in uninsured deposits, but had low ratios of riskier debt holdings to deposits. LOANS AND HELD-TO-MATURITY SECURITIES/DEPOSITS 94% sub> There were $7T in uninsured deposits across the top 30 banks on this list. 80% 31% Before the Federal Deposit Insurance Corporation (FDIC) was created in 1934, about 9,000 banks had failed over four years. After, just nine banks went under that year EXY MELION Acquired companies 90% 100% Total Assets $2098 $3258 $2988 STIOB $1558 $17678 $51B $162B $978 $213B $648 $177B $868 $68B $538 $568 $104B $90B $32028 $585B $60B $92B $188B $206B $487B $226 B $2008 $798 $24198 $182B PRESENCE BANK 14.1% Uninsured Deposits in the Banking System Insured Deposits: 56.3% O Uninsured Deposits: 43.7% כןן https://www.pnc.com/insights/corporate-institutional/mitigate-risk/bank-regulation-and-your-business. Source: S&P Global Market Intelligence. Data compiled Mar. 13, 2023. Based on banks with a minimum $50 billion in assets as of Dec. 31, 2022. Uninsured deposits are the estimated value of deposits held in the U.S. that were in call report filings after exclusions at the subsidiary level. PRESENCE ΒΑΝΚ 14
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