Better Results Presentation Deck

Q3 2023 Financial Review Key Highlights Mortgage macro environment remains challenging with 30-year fixed mortgage rates around 8%. As a result, we continue to throttle marketing expenses to prioritize profitability over near-term growth ● ● ● Volume declined 36%, from $1,136 million in the third quarter of 2022 to $731 million in the third quarter of 2023 Total Expenses excluding Cash Offer program expenses declined 45%, from $196 million in the third quarter of 2022 to $108 million in the third quarter of 2023 ● Revenue excluding Cash Offer program revenue declined 13%, from $19 million in the third quarter of 2022 to $16 million in the third quarter of 2023 GAAP Net Loss increased 50%, from $227 million in the third quarter of 2022 to $340 million in the third quarter of 2023 Better Q3 2023 Net Loss included approximately $243 million of non-cash adjustments resulting from Balance Sheet movements associated with the de-SPAC closing¹ Adjusted EBITDA loss improved 49% year-over-year in Q3 2023, from a loss of $108 million in the third quarter of 2022 to a loss of $54 million in the third quarter of 2023 Q3 2023 Total Expenses, Net Loss and Adjusted EBITDA included several one-time compensation and vendor expenses related to the de-SPAC transaction closing that are not expected to recur in future periods Q3 2023 Statistics $731 million Funded Loan Volume 2,067 Total Loans 1.94% Gain on Sale Margin 90% Purchase Volume Demonstrated Growth & Discipline 11% HELOC Loans 53% D2C Volume 70% One-Day Mortgage of D2C loans $1+ billion Annualized Reduction in Total Expense YoY² 1. Included $238 million elimination of a Bifurcated Derivative and $5 million write-off of debt issuance costs from prior corporate line of credit 2. Total Expenses in the nine months ending September 30, 2023 of $292 million ($389 million annualized). Total Expenses in the nine months ending September 30, 2022 of $1,110 million ($1,479 million annualized). Represents $1,090 million annualized Total Expenses reduction year-over-year between the comparison nine-month periods. Annualized values calculated by multiplying the nine month amounts by four-thirds to reach run-rate full year value. 11

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