UBS Results Presentation Deck

P&C - Strategic priorities Growing above the market Achieve superior growth by shifting gears in focus areas such as pension and retirement, sustainability and mortgages 2025 vision Expand our lead as the #1 Universal Bank in Switzerland Digital at the core 61% Bring the bank to the app with improved user experience and expand the UBS ecosystem through platforms and partnerships 61% O While building on our momentum and delivering the UBS ecosystem e 59% Undisputed leader in mobile, digital and hybrid banking ~55% cost/income ratio¹, P&C Driving transformation Increase speed, become leaner, reduce complexity and focus our offering on what matters most to our clients Agile and fast-delivery culture FY19 FY20 9M21 2025 ambition UBS Numbers in CHF unless otherwise indicated; 1 Defined as operating expenses divided by income, which is operating income excluding credit loss expenses / releases 9

View entire presentation