Sezzle Results Presentation Deck

YEAR-OVER-YEAR PROGRESSION Total Income Net Income Unit Economics (Non-GAAP)¹ as a % of UMS Merchant Processing Fee as a % of Total Income Non-Transaction Related OpEx as % of Total Income 2022 1Q22 $27.6M ($28.0M) 0.8% 80.6% 114.0% 介 T TO PROFITABILITY 2023 1Q23 $34.7M 1 $1.7M 1 5.8% 1 57.7% 55.7% Strengthened total income by diversifying income streams Increased net income driven by the success of FY22 revenue and cost initiatives and enhanced underwriting capabilities Improved unit economics driven by total income and provision for credit losses Less reliant on merchant processing fee income as Sezzle Premium gains momentum Exited Brazil, Europe, and India; Reduced 3rd-party tech spend and overall headcount Cum Unit Economics is measured by the Company's Total Income Less Transaction Related Expenses, a non-GAAP financial measure equal to the sum of Transaction Expense, Provision for Credit Losses, Net Interest Expense, and write-off of non-recurring unamortized debt issuance costs. See Appendix I for reconciliation of Transaction Related Costs and respective definitions. SEZZLE INC 1Q23 Presentation | 5

View entire presentation