Paysafe Results Presentation Deck slide image

Paysafe Results Presentation Deck

Q4 financial highlights Volume ($bn) $26.2 Q4 2020 $95.3 Q4 2020 +20% Adj. EBITDA (¹) ($m) margin 25.7% $31.5 +11% Q4 2021 $105.5 Q4 2021 28.4% take rate Revenue ($m) $370.3 Q4 2020 1.4% $116.8 Q4 2020 Paysafe: Note: Volume = total payment volume. Take rate = total revenue divided by volume. 0% FCF(¹) ($m) $371.7 Q4 2021 1.2% -55% $53.1 Q4 2021 ● ● ● Volume. Strong growth from Integrated Processing offset declines from Digital Wallet Market/regulatory headwinds in Europe impacting eCash and Digital Wallet eCash lapping strong Q4'20, which benefited from COVID-19 lockdowns in Europe Revenue. Lower take rate largely reflects business mix Growth from US Acquiring, Integrated eCommerce and acquisitions offset by decline from eCash, Digital Wallet and direct marketing Adj. EBITDA. Margin comparison reflects higher credit losses in Q4'20 and salary payback in Q4'20 relating to covid cost saving measures (implemented Q2'20), in addition to cost optimization and accretive impact of acquisitions in 2021 FCF. 50% conversion (FCF/Adj. EBITDA) (1) Adj. EBITDA and FCF are non-GAAP financial measures. See the appendix of this presentation for a reconciliation to the most directly comparable GAAP financial measures. 12
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