First Foundation Investor Presentation Deck

Strong Liquidity Position ■ ■ Due to the proactive steps taken before March 2023, First Foundation Bank continues to be in a strong liquidity position Available cash and cash equivalents held on balance sheet: $926 million. Fully collateralized credit from the Federal Home Loan Bank: $2.3 billion. Federal Reserve discount window availability: $900 million. Available uncommitted credit lines: $145 million. Market value of unpledged securities of $156 million as of June 30, 2023. FIRST FOUNDATION Copyright © 2023 First Foundation Inc. All Rights Reserved $4.4 billion on and off balance sheet liquidity

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