2nd Quarter 2021 Investor Presentation slide image

2nd Quarter 2021 Investor Presentation

PPP Loans # of Original 6/30/21 3/31/21 Balance Balance Balance $ Change SBA U.S. Small Business Administration $ in millions Loans Originated Net Fees Remaining PPP Phase I $ 976 $ 141 $ 570 $ (429) 8,208 $ 1.6 Paycheck Protection Program ASBA loan that helps businesses keep their workforce employed during the Coronis (VID PPP Phase II 319 300 228 72 5,219 15.6 14 Total $ 1,295 $ 441 $ 798 $ (357) 13,427 $ 17.2 PPP Summary ☐ PPP Loans are assigned a risk weighting of zero percent. ☐ Average loan amount $110,000. ☐ Smallest loan amount $140. ☐ Loan yield of 5.08% for the second quarter of 2021 (includes amortization of SBA ☐ fee income net of expenses). Forgiveness process in place. $ PPP Round 2 System and process in place for Round 2 of PPP. Funding started in January 2021. PPP ended on May 31, 2021. PPP Phase II loan originations are running at approximately 33% of PPP Phase I loan originations (based on original loan balance) 20 20
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