2nd Quarter 2021 Investor Presentation slide image

2nd Quarter 2021 Investor Presentation

M&A: Adding scale in key growth markets Pending acquisitions of Landmark Community Bank and Triumph Bancshares, Inc. will create the 9th largest bank in Tennessee (1) $ in billions $ LANDMARK Triumph IT'S ALL ABOUT THE EXPERIENCE Triumph Pro Forma Assets Bank Loans $23.4 $1.0 $0.9 $25.3 11.4 Deposits 0.8 0.7 12.9 18.3 Branches 0.8 0.8 19.9 Deposit market share () (rank): 198 8 6 212 Tennessee 13th Memphis MSA 34th 35th 9th 35th Nashville MSA 12th 10th 6th 20th 39th 50th 15th In addition to the strategic value, low-risk transactions that are financially compelling (~7.5% accretive to EPS (2) and slightly accretive to TBVPS (2)) Source: S&P Global Market Intelligence; SFNC financial data as of June 30, 2021, Landmark and Triumph data as of March 31, 2021. $ (1) Based on deposit market share data as of June 30, 2020. (2) Estimated EPS accretion in first full year excluding one-time merger related costs; estimated impact on TBVPS. 6
View entire presentation