dLocal Investor Day Presentation Deck

Share of TPV Share of revenues Net take rate¹ reflects higher share of payouts, local-to-local and country mix Payouts (with lower net take rate) sequentially gained share 24% 76% 4Q21 8% 17% 1% 15% 21% 15% 22% 22% 4Q21 Brazil 78% 1Q22 9% 15% 2% 14% 14% 15% Each country has different net take rates as a result of complexity and maturity of our solution 21% 1Q22 Mexico 23% 77% Argentina 2Q22 3Q22 ■ Payins (%) ■ Payouts (%) 9% 15% 4% 13% 23% 16% 21% 2Q22 25% Note: ¹Net take rate is defined as Gross Profit divided by TPV; 75% Chile 10% 14% 12% 12% 17% 15% 19% 29% 3Q22 ■ Nigeria 71% 4Q22 10% 16% 12% 12% 12% 19% 20% 4Q22 T Other Latam 30% 70% 1Q23 9% 13% 20% 10% 15% 17% 17% 1Q23 ■ Other Asia/Africa Net take rate Local to local (with lower net take rate) sequentially gained share 37% 63% 4Q21 2.1% 38% 4Q21 62% 1Q22 39% 2022 ■ Cross Border (%) 2.1% 61% 1Q22 2.0% 44% 2022 56% 3Q22 ■Local to Local (%) Net take rate varies in line with changes in mix; particularly Q4 2022 had an increase in L2L PO in Mexico (low take rate) and a decrease in revenues in Argentina (high take rate) 2.0% 47% 3Q22 53% 4Q22 1.7% 45% 4Q22 55% 1Q23 1.7% 1Q23 d. 104

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