Dave Investor Presentation Deck

2Q23 Highlights Quarterly Non-GAAP $47M 2Q22 Dave Revenue 33% Y-O-Y Growth $62M 2Q23 28 Day Delinquency Rate 3.67% 2Q22 84bps Y-O-Y Reduction 2.83% 2Q23 Quarterly Non-GAAP Variable Margin 39% 1,400bps Y-O-Y Improvement 2Q22 Note: See Glossary for the definition of Non-GAAP Revenue, 28 Day Delinquency Rate, Customer Acquisition Cost, and Adjusted EBITDA. 53% 2Q23 ($29M) 2Q22 Adjusted EBITDA 54% Y-O-Y Improvement ($13M) 2Q23 11

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