XP Inc Results Presentation Deck

Net Asset Value (in R$ mn) Financial Assets Securities & Derivatives Loans Repos Other (-) Financial Liabilities (-) Retirement Plans Liabilities (-) Market Funding Operations (-) Repos (-) Securities & Derivatives (-) Other (-) Float (=) Adjusted Gross Financial Assets 4022 3022 177,761 171,130 140,481 137,455 22,211 20,411 7,604 8,047 7,465 5,216 11 (146,194) (140,597) (45,734) (42,714) (38,094) (35,818) (31,790) (31,429) (22,135) (24,145) (8,442) (6,490) (12,792) (11,391) 18,775 19,142 Net Asset Value (-) Adjusted Gross Financial Assets Gross Debt (-) Borrowings (-) Debentures (-) Structured financing (-) Bonds (-) Net Asset Value NAV = Adj. Gross Financial Assets 4022 18,775 (9,389) (1,866) (2,029) (1,934) (3,561) 9,385 Gross Debt XP Inc. 3022 19,142 (9,298) (1,901) (1,956) (1,798) (3,642) 9,844 22

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