Sainsbury's Credit Presentation Deck

Financials: UPBT bridge 17 UPBT waterfall £m m 48 FY 19/20 Boooooos UPBT COVID provision (H1) Travel Money and ATMs Reduced lending osace Funding costs Cost action One-off debt sale (H2) (21) FY 20/21 UPBT H1/H2 Split £m H1 20/21 (55) 34 H2 20/21 Impairment impacts

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