Bakkt Results Presentation Deck

KEY HIGHLIGHTS / MARKET OPPORTUNTIES Our platform meets shifting market demands Crypto capabilities Rewards & loyalty opportunities bakkt Context Despite recent market noise, crypto isn't going away - there is still interest and momentum from our partners and consumers Rewards are increasingly important to consumers amid a challenging economic environment consumers seek to earn rewards in everyday spend, and then use rewards to increase their buying power Our opportunity We expect to activate Bakkt Crypto services with partners in 2H22, with increased ramp up in 2023 o Investing in our crypto capabilities through-the-cycle; focus on providing widespread utility of crypto to everyday consumers, businesses and institutions Increasing engagement with loyalty platform users through funded offers and incentives o Expanding our loyalty storefront options to provide consumers with more choice o Crypto rewards provide an exciting option for consumers working with partners to activate 5

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