J.P.Morgan Results Presentation Deck slide image

J.P.Morgan Results Presentation Deck

Corporate & Investment Bank1 SELECTED INCOME STATEMENT DATA ($MM) Revenue Investment Banking revenue Payments² Lending Total Banking Fixed Income Markets Equity Markets Securities Services. Credit Adjustments & Other Total Markets & Securities Services Expense² Credit costs Net income KEY DRIVERS / STATISTICS ($B)³ Equity ROE Overhead ratio Comp/revenue IB fees ($mm) Average loans 4 Average client deposits Merchant processing volume Assets under custody ($T) 6 Net charge-off/(recovery) rate Average VaR ($mm) 1 See note 1 on slide 13 2 See note 3 on slide 14 For additional footnotes see slide 15 JPMORGAN CHASE & CO. 4Q23 $10,958 1,576 2,332 150 4,058 4,033 1,778 1,191 (102) 6,900 6,774 210 $2,524 4Q23 $108.0 9% 62 31 $1,654 233.3 660.8 639 32.4 0.25% $32 $ 0/(U) 3Q23 ($772) (37) 238 (141) 60 (481) (289) (21) (41) 212 (173) 226 294 (153) 32 (39) (832) 134 (669) 279 395 69 ($568) ($790) 3Q23 $108.0 11% 63 29 4Q22 $360 $1,717 232.9 638.1 610 29.7 0.09% $38 4Q22 $103.0 12% 61 29 $1,467 225.8 649.7 583 28.6 0.02% $60 CCB CIB CB AWM Corp. FINANCIAL PERFORMANCE Net income of $2.5B, down 24% YoY; revenue of $11.0B, up 3% YoY Banking revenue IB revenue of $1.6B, up 13% YoY IB fees up 13% YoY, predominantly driven by higher debt and equity underwriting fees Payments revenue of $2.3B, up 10% YoY Excluding the net impact of equity investments, which included higher markdowns in the prior year, revenue was flat, as fee growth was predominantly offset by higher deposit-related client credits Lending revenue of $150mm, down 54% YoY, driven by mark-to-market losses on hedges of retained loans, partially offset by higher net interest income Markets & Securities Services revenue Markets revenue of $5.8B, up 2% YoY Fixed Income Markets revenue of $4.0B, up 8% YOY, driven by higher revenue in the Securitized Products Group7, partially offset by lower revenue in Rates - Equity Markets revenue of $1.8B, down 8% YoY, driven by lower revenue in Derivatives and Cash Securities Services revenue of $1.2B, up 3% YoY Expense of $6.8B, up 4% YoY, predominantly driven by the timing of revenue-related compensation Credit costs were $210mm NCOs of $121mm Net reserve build of $89mm 6
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