OppFi Investor Presentation Deck
OppFi Growth Strategy
10
Drive profitable core product
volume growth
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Continue to test / iterate on
market-based offers
Refine underwriting model,
focusing on best credit tiers
Accelerate Profitable Growth
Reduce acquisition costs, with
more targeted marketing
campaigns by focusing on
referrals, direct mail, and
conversion funnel optimization
Serve more non-prime
consumers with product
extensions, new structures,
and/or strategic partnerships
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Enter adjacent market
segments, utilizing different
business model with minimal
balance sheet or credit risk
Secure new capital-efficient
funding structures
Explore new relationship
structures with banks
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Expand into new customer
types via M&A
Acquire enterprise that could
provide credit access to other
customer types in adjacent
lending categories, diversifying
business mix
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