Clover Health Investor Day Presentation Deck

Step 2: We Leverage Our Expert System To Surface Actionable Data At The Point Of Care Our data and focus on actionability... Deep Data Richness Shallow Combining Rich Data With Action Other Payors Limited HCIT Clover Big Tech Data Actionability Engaging ...Allow us to drive value via the Clover Assistant Evidence-Based Protocols Maps personalized clinical data to evidence-based protocols. Value: Incremental data set that helps doctors adhere to standard of care. Early Disease Detection Clinical rules and ML engines surface potential disease prevalence, even when members are asymptomatic. Value: Insight layer enables earlier identification and treatment of conditions. Quality Gap Closure Surfaces opportunities to address cancer screenings, medication adherence reminders, and other gaps in care. Value: Provides not only suggested actions, but also data on outcomes so PCPs can direct members to take appropriate actions. Care Coordination Manages engagement with our complex care program, supports discharge planning, and will support referrals and site of service decisions. Value: Shares utilization data to support care coordination and help ensure members receive the right care in the right setting. 9

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