Dave Investor Presentation Deck

Our Business at a Glance Growth and Scale $147m Q3 LTM Revenue Capital Efficiency $61M Equity Capital Raised Member Impact >$1bn Overdraft Fee Savings Dave 30% LTM YOY Growth 10-20X Dave User Acquisition Outperformance vs. Neobanks ~$160m New Income Earned by Dave Members through Side Hustle 1 Source: Dave Management. Note: Dave has not yet completed its 2021 audit and therefore all financial statement information for the period ended September 30, 2021 is unaudited, preliminary and subject to change. 1 Based on news source reporting on neobank fundraising and user counts. 2 Dave users have taken over 30mm of overdraft protection advances, typically avoiding "$35 overdraft fee from their legacy bank. Dave Users have recorded in aggregate $300-400mm / year in fees from their legacy banks in 2019 - 2020. 2017 Capital Raised / Users Acquired ¹ Dave: $6 Other Neobanks: $75-100 Largest Neobanks: $125 Dave Registered Users 2018 11M 2019 2020 Legally Privileged & Confidential - Subject to Attorney Client Privilege

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