Affirm Results Presentation Deck

Platform Portfolio Loans - Remaining Term Length Weighted average remaining term of Total and On Balance Sheet Platform Portfolio (in months), as of quarter end date affirm 18 15 FY Q2'21 Notes: 1. 2. 3. 17 16 FY Q3'21 16 12 FY Q4'21 15 11 FY Q1'22 Total Platform Portfolio 14 9 FY Q2'22 Total Platform Portfolio includes loans owned by Affirm and third parties, on balance sheet portfolio includes loans owned by Affirm Excludes loans made internationally via Affirm or legacy Paybright business and excludes Returnly transactions Metrics are unaudited 14 9 FY Q3'22 13 8 FY Q4'22 On Balance Sheet Platform Portfolio 13 9 FY Q1'23 12 10 FY Q2'23 21

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