Hanmi Financial Results Presentation Deck

Loan Portfolio Diversification Loan portfolio is well diversified across collateral types and industry types; CRE represents 63% of the total portfolio and C&I, excluding Equipment Finance Agreements, represents 13%. CRE Portfolio (¹) $3.74B Mixed Use - 3% Gas Station - 6% Multifamily - 10% Industrial - 10% Other - 9% Office - 15% H Hanmi Financial Corporation Retail - 29% Hospitality - 18% Administrative & Support Services - 4% Real Estate Rental & Leasing - 5% (1) $111.3 million, or 3.0%, of the CRE portfolio is unguaranteed SBA loans (2) $47.1 million, or 6.3%, of the C&I portfolio is unguaranteed SBA loans C&I Portfolio $753M Other - 30% Wholesale Trade - 6% (2) Manufacturing - 28% Finance & Insurance - 10% Healthcare - 9% Retail Trade - 8% 14

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