UBS Results Presentation Deck

FY21 net profit USD 7.5bn; 17.5% ROCET1 +25% excl. provision for French cross-border matter +16% 843 Profit before tax m 8,155 FY20 Cost/income ratio¹ 73.3% 2,309 Operating income +10% Income Credit loss expense +0.4 ppts (1,823) Operating expenses +8% Excl. provision for French cross-border matter +4% Operating expenses 9,484 FY21 73.6% FY21 7,457m net profit +14% 17.5% return on CET1 capital 31.12.21 15.0% CET1 capital ratio 2.06 diluted EPS +16% 7.7bn CET1 capital accretion² 4.24% CET1 leverage ratio UBS 1 Defined as operating expenses divided by income, which is operating income excluding credit loss expenses/releases; 2 Includes 5.4bn increase in CET1 capital, 1.7bn accruals for 2021 dividends and 0.6bn in share buybacks 29

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