Repay SPAC

Who We Are A leading, omni-channel payment technology provider modernizing three diverse and underserved verticals - personal loans, automotive loans and receivables management - representing a market projected to grow to ~$535 billion of annual total payment volume by 2020 (¹) of which ~$225 billion is 2020 projected annual debit payment volume $8.5bn REPAY Realtime Electronic Payments Proprietary, integrated payment technology platform reduces complexity for merchants and enhances the consumer experience LTM Card Payment Volume(2) REPAY Realtime Electronic Payments Ⓡ 27% Historical Processing and Service Fees CAGR (³) ~97% Volume Retention (4) 1) Source: Stax - REPAY Market Sizing Report, commissioned by REPAY; Stax prepared surveys, secondary research, and analysis. January 2018. Source: Management metric for LTM June 2019. 2) 3) CAGR is from 2016A-2018A. 4) 0.20% Low Chargeback Rates (5) Volume retention for YTD period as of June 2019 calculated as 1- (Lost Volume/Total Volume Processed in Prior Year Period); "Lost Volume" represents volume realized in prior year period from merchants that have since ended their relationship with REPAY. Volume retention for full-year 2018A was 98%. 5) Source: Management data on volume processed through a primary processor, representing approximately 80% of total card payment volume. Chargeback rate is YTD as of June 2019. Chargebacks, represented as a % of card payment volume, are debited from the merchant's account when the end consumer disputes a transaction with the merchant. Chargeback rate for full- year 2018A was 0.20%. 3

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