Hanmi Financial Results Presentation Deck

Loan Portfolio Diversification Loan portfolio is well diversified across collateral types and industry types; CRE represents 63% of the total portfolio and C&I, excluding Equipment Finance Agreements, represents 12%. CRE Portfolio (¹) $3.89B Construction 3% Mixed Use - 3% Gas Station - 6% Multifamily - 10% Industrial - 10% Other 6% Office 15% H Hanmi Financial Corporation Retail - 28% Hospitality - 19% Real Estate Rental & Leasing - 5% Other - 32% Healthcare - 7% C&I Portfolio $748M (1) $115.5 million, or 3.0%, of the CRE portfolio are unguaranteed SBA loans (2) $61.1 million, or 8.2%, of the C&I portfolio are unguaranteed SBA loans Retail Trade - 8% (2) Manufacturing - 24% Finance & Insurance - 17% Wholesale Trade - 7% 14

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