Affirm Investor Presentation Deck

Accelerating Product Roadmap Browser Extension Adaptive CheckoutTM Dynamically provides optimized biweekly and monthly payment options in a single integrated checkout solution 12:00 1 X $120.94 /2 weeks APR 0.00% See details $82.91 /month APR 10.00% $42.49 /month APR 10.00% affirm) See details See details affirm Interest $0.00 Interest $14.46 Interest $26.88 8 weeks > Total $483.75 6 months > Total $497.46 12 months > Total $509.88 2021 Enables consumers to pay with Affirm for virtually any online purchase via Google Chrome affirm) 1 2 Pay over time with a one-time use virtual card 3 You're prequalified for $2,000 at Dan's Decor Request a one-time-use card (a Fill your cart and head to checkout. Click "Request a one-time-use card." Use the card to complete you O 2021 SuperApp Combines commerce, payments and financial services into one app 9:41 1 GOOD AFTERNOON, MAX Your Target $56.33 payment is due Friday. Make a Payment Shop You're prequalified to Pay in 4 with Affirm ACCOUNTS $1,254+ You can spend As low as 0% APR Get as low as 0% APR in the App Shop now ● CASH BACK $103.32 Total earned One-time- use card all 000* SAVE $321.09 Balance ML In-store 2022 Crypto Savings Allows customers to buy/sell crypto directly from savings account 9:41 Total holdings $15,800.55 Interest earned YTD $32.18 Your current holdings B Affirm Savings Affirm Savings .... 1234 Bitcoin Holdings Balance as of 1:50:12pm Portfolio Settings Crypto Interest YTD $8.55 Portfolio view Crypto Interest Manage $15,792.00 Bitcoin accounts and services provided by NYDIG = Terms. Bitcoin is not insured by the FDIC, Bitor security and NYDIG is not an SEC-registered Bitcoin balances in your NYDIG account ar by the Securities Investor Protection Corp m Swe $8.55 0.00022 BTC Beta Affirm Debit+ Debit card that supports debit transactions and also enables consumers to split eligible purchases into installments via the app affirm debit+ ebit+ Beta 18

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