Wirecard Results Presentation Deck

boon. Planet Hey, Stephan 246.39 € Bite Selaburs De + ■ 9,886.45 Value-added services in digital banking O Wirecard 2019 Product Innovations Credit Transaction/ Mobile banking D Peer-to-peer/B2B Goon White label/ Co-branding B2C: Boon Planet Complete banking and payment ecosystem Digital credit card and bank account via a single app Pilot stage entered, complete launch in October 2019 ▪ To be expanded to include value added features such as mobile infrastructure and loyalty functions Artificial intelligence Suinssi Call center VISA UATP P Alipay Big data IB Mobile wallet Acquiring wirecard White label/ Co-branding Analytics / RFM analysis 10⁰ Loyalty/Couponing/ Dynamic pricing Risk management 回 0 Value-added services to increase topline ६. B2B: Next Generation Financial Commerce Platform Online business account with payment acceptance for merchants Instant payout Immediate availability of credit via bank transfer or debit card ▪ Additional liquidity at any time via credit line linked to payment volume 9

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