Accelerating Value Creation for Shareholders

Merrill Lynch Japan Conference September 7, 2004 Accelerating Value Creation for Shareholders Yoshifumi Nishikawa President & Chief Executive Officer Sumitomo Mitsui Financial Group, Inc. SUMITOMO MITSUI SMFG FINANCIAL GROUP I am Yoshifumi Nishikawa, President & Chief Executive Officer of Sumitomo Mitsui Financial Group. I am grateful for today's opportunity to give a presentation and would like to thank Merrill Lynch who hosts the conference.

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