Overstock Results Presentation Deck

Financing & Warranty Bank Rates ➜ 1.99% - 17.99% -Tops out at 23% If Credit Score is Under 500 Excellent Credit -ACH Transfer to Bank Account Good Credit and Lower - Funds Sent To Dealer Finance Providers Warranty Provider: Ally (formerly GMAC) Pays 99.3% of Claims overstock.com 14

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